In October, 2011, Cardillo Law Firm conducted a jury trial in the Sheffield v. Orkin case. The jury entered a verdict of $413,000, and consistent with the trial court judge's ruling last year,
invalidated a purported $250,000 damages cap. Sheffield Woods earlier this year reached a confidential settlement with Scottsdale Insurance Company, and has also filed a separate action
against another property insurer, American Coastal. The American Coastal case has not yet been scheduled for trial.
In January 2012, Cardillo Law Firm once again takes on insurance giant Nationwide on behalf of a condominium, in this instance Starlight Tower Condominiums. The repair costs incurred by the Association total approximately $1.3 million.
Cardillo Law Firm has launched a $7.6 million suit against Lloyd's of London for insurance coverage relating to extensive damage to a 96 unit condominium. The claims of Hyde Park Condominium Association also include bad faith claims based in part upon misrepresentations made by representatives of Lloyd's during the investigation of the claim that it ultimately denied. Hyde Park is entitled to pursue punitive damages based on those claims, and Cardillo Law Firm expects to conduct a thorough investigation of Lloyd's claims practices at that stage of the litigation. The jury trial is scheduled to begin in January, 2012. See Related Article
In 2012, Cardillo Law Firm will be going to trial on behalf of a large condominium complex in the Castle Reef v. Nationwide case. Castle Reef, located in New Smyrna Beach, Florida, has
incurred $2.9 million in repair costs associated with fixing the damage, and will also seek bad faith damages.
In April 2012, the federal trial of Kurtis Kelly's homeowner property insurance claim against his insurer Balboa will be prosecuted in Tampa. In 2010, Mr. Kelly secured a separate settlement
with his former insurer General Star.
Cardillo Law Firm has initiated a multi-million dollar claim against Truly Nolen on behalf of The Landings Condominium Association based on significant termite damage to the property.
Cardillo Law Firm and its forensic team are conducting an extensive forensic field investigation in order to determine the full scope and enormity of the damage. This claim is yet another
example of the tremendous resources and experience that Cardillo Law Firm can bring to the table when handling significant and complicated termite damage cases.
Noteworthy Cases & Settlements
In In September 2011, Cardillo Law Firm reached a mediated settlement with State Farm on behalf of Baker County residence Mr. and Mrs. Wilson. The Wilsons' claim against their termite
company Green Frog remains pending.
In In September 2011, Cardillo Law Firm secured a confidential mediated settlement from Continental Insurance Company shortly before a jury trial was scheduled to begin in Tampa,
Florida. The King Cole Condominium Association, located in Miami Beach, Florida, is also prosecuting a separate case against its termite company Truly Nolen, pending in Dade County.
In In August 2011, Cardillo Law Firm secured a confidential settlement from Arrow Pest Control for the Oaks Condominium Association, by virtue of a repair guarantee issued by Arrow. With
this payment, combined with the significant confidential payment by the Oaks' property insurer Allstate, relieves the Association and its unit owners of a substantial debt incurred when it made
termite repairs. In these difficult economic times, Cardillo Law Firm is especially proud of assisting these individual homeowners, many of whom are on fixed incomes.
In July 2011, Cardillo Law Firm secured a $58,000 settlement from the insurance company ANPAC on behalf of homeowner clients Jia and Qui Li Wang, just two days before the jury trial
was scheduled to begin. This trial had been scheduled for last year, but the insurance company ANP AC improperly transferred the case to federal court in order to dodge the trial. The federal
court ruled that ANP AC had wrongly removed the case to federal court, and ordered the case back to the state court for trial. The Wangs also have a separate termite suit pending against
Truly Nolen, which has not yet been scheduled for trial.
In March, 2011, Cardillo Law Firm reached a confidential settlement with Scottsdale Insurance Company on behalf of Sheffield Condominiums, located in Palm Beach County, Florida, in order
to resolve its termite damage claim against Scottsdale. The estimate to complete repairs is approximately $7.8 million.
In January, 2011, Cardillo Law Firm reached a confidential settlement with Allstate on behalf of Oaks Condominiums in order to resolve its termite damage claim against Allstate. The
Association spent approximately $1.1 million to complete termite repairs. Cardillo Law Firm achieved a significant ruling in the case which led to the settlement, which can be found at Oaks
v. Allstate, 2010 WL 4542899 (M.D. Fla. Nov. 10,2010). Cardillo Law Firm achieved a significant ruling in the case which led to the settlement, which can be found at Oaks v. Allstate, 2010 WL 4542899 (M.D. Fla. Nov. 10, 2010).
A separate claim against Arrow was settled in August, 2011.
In November, 2010, Cardillo Law Firm reached a confidential settlement with Nationwide on behalf of Palma Vista Condominium in order to resolve its termite damage claim against
Nationwide. The Association spent approximately $1.2 million to complete termite repairs. Cardillo Law Firm achieved a significant ruling in the case which led to the settlement, which can be found at Palma Vista v. Nationwide, 2010 WL 4274747 (M.D. Fla. Oct. 7, 2010).
Separate claims against Palma Vista's insurance agency and against Terminix remain pending.
In In March, 2010, approximately one week before trial, State Farm Florida agreed to pay Cardillo Law Firm's client Park Place Condominium $1.1 million for termite damage to the 92 unit
complex. A separate suit against State Farm Fire remains pending in Hillsborough County, Florida. Additionally, Park Place has filed an arbitration claim against pest control giant
Terminix. The estimate to repair all of the termite damage at the complex totals approximately $5.3 million.
In In March, 2010, our homeowner client Jon Jones recovered $196,000, the full policy limits on his homeowner's policy, for severe termite damage to his personal residence located in Flagler
County, Florida. A separate claim against a termite inspection company remains pending.
Over Over the course of 2008, 2009, and 2010, our client Naomi Trenary received payments totaling $122,000 from State Farm as a result of Cardillo Law Firm's efforts. However, Ms. Trenary's
termite ravaged condominium unit, located in Volusia County, Florida, remains unrepaired because State Farm has refused to pay any additional amounts, despite a repair estimate of $224,000, forcing Ms. Trenary to file suit against State Farm. A separate suit against Teminix is also pending.
In In November, 2009 and February, 2010, our homeowner clients Mr. & Mrs. Galbraith, whose property is located in Pasco County, Florida, reached confidential settlements with both their
insurance company State Farm and termite company Terminix.
In In September 2009, Raintree Condominium reached a confidential settlement with Orkin in connection with termite damage to the pool cabana. Unfortunately, Raintree has been recently
forced to assert a new action against a different termite company, RBC, as a result of termite damage at another location in the complex.
In In July 2009, Mr. & Mrs. Brennan reached a confidential settlement with their insurance carrier USAA for termite damage to their home in Osceola County, Florida that was so significant that it
required an emergency vacating of the house to ensure the safety of their children. A separate suit against their termite company, Apex, remains pending.
In In March 2009, our client, the owner of an apartment complex located in Melbourne, Florida, reached confidential settlements with both its insurance company Lexington and termite
In In March 2009, Terminix agreed to a confidential settlement to satisfy a claim brought by a Pinellas County, Florida client. Two separate insurance companies earlier settled separate claims, ensuring a complete recovery for our retired client.
In In January 2009, Terminix agreed to a confidential settlement regarding termite damage claims asserted by our clients, whose home is located in Monteverde, Lake County, Florida. Their
insurance company, Liberty Mutual, earlier settled a separate suit by paying the full claim plus attorney’s fees. Those senior citizen homeowners have thus been made whole by virtue of the
combined settlement from both Liberty and Teminix.
In December 2008, Arrow Pest Control Company, which acquired Hughes Pest Control, agreed to pay Tampa, FL homeowners Kim and Ben Foster $94,000 in order to secure a dismissal of an
unfair and deceptive trade practice suit. Earlier, the Fosters confidentially settled a separate lawsuit against their insurance carrier United Property and Casualty. The termite repair estimate
projection was approximately $95,000; however, by securing a combined amount well over current repair projections, Cardillo Law Firm has ensured that these homeowners will be made
whole in the event that undiscovered and unanticipated termite damage must be repaired. In September 2008, after 8 years of litigation, Orkin agreed to pay $848,000 to settle a criminal
racketeering suit. The court had recently granted Sandalwood permission to seek punitive damages based on its false advertising claim against Orkin, and rather than face a jury trial
scheduled for November, 2008 in Bushnell, Florida, the pest control giant was finally held accountable. The $848,500 payment is in addition to an earlier litigation settlement with
Sandalwood's insurance company Allstate. In 2004, Allstate agreed to pay Sandalwood $2.25 million the day before a federal jury trial was set to begin in Tampa. Additionally, in 2007,
Sandalwood reached a confidential settlement with its insurance agency in connection with the significant termite damage at the property. In total, Cardillo Law Firm achieved cash payments
from various responsible parties totaling nearly $4 million. The Firm is very proud of this remarkable chain of results for this client, which was achieved only after grueling battles in 3
separate lawsuits. See related article
In In July, 2008, homeowner Grace Lau recovered $65,500 from her insurance company. Ms. Lau had spent $36,000 to repair her home, but her insurance company refused to pay for the termite
damage. After the claim was denied, and Cardillo Law Firm brought a suit on her behalf, the insurance company Liberty Mutual ended up paying $65,500, almost double the repair costs. In
a separate lawsuit, Orkin, the pest control company, paid $20,000 towards the repair costs.
In yet another homeowner termite damage claim, Mary Spellman sued both her insurance company SAFECO, and her termite company Cody Pest Control, in separate Volusia County, Florida lawsuits. Cardillo Law Firm achieved a combined substantial six figure settlement for damage to Ms. Spellman’s small guest house.
Nationally Reported Cases
Lakeview Condominium Association v. Nationwide, WL 1453813 (N.D. Fla. 2011); Wang v. American National Property and Casualty Company, WL 52869 (M.D. Fla. 2011); The Oaks v. Allstate, WL 67971 (M.D. Fla. 2011); The Oaks v. Allstate, WL 4542899 (M.D. Fla. 2010); Palma Vista v. Nationwide, WL 4274747 (M.D. Fla. 2010); Sheffield Woods v. Scottsdale Insurance Company, WL 3385311 (M.D. Fla. 2010); Palma Vista v. Nationwide, WL 2293265 (M.D. Fla. 2010); Palma Vista v. Nationwide, WL 2956923 (M.D. Fla. 2009); Kelly v. General Star National Indemnity Co., WL 3034654 (M.D. Fla. 2007); Rollins and Orkin v. Lighthouse Bay, 898 So.2d 86 (Fla.2d DCA 2005); The Sandalwood Condominium Association at Wildwood, Inc. v. Allstate Insurance Co., 294 F.Supp.2d 1315 (M.D. Fla. 2003); Taylor Woodrow Construction Co. v. Burke, 606 So. 2d 1154 (Fla. 1992); Laniewicz v.Rutenberg Construction Co., 580 So. 2d 203 (5th DCA 1991); Perez v. Zohar, 556 So. 2d 569 (Fla.2d DCA 1990); Buns Unlimited of Florida, Inc. v. Unemployment Appeals Commission, 508 So. 2d 786 (Fla.2d DCA 1987); U.S. v. Ezell, 24 M.J. 690 (ACMR 1987); U.S. v. Church, 23 M.J. 870 (ACMR 1987); U.S. v. Cannon, 23 M.J. 676 (ACMR 1986).